The Burundi Public Servants and the other public employees until very recently, had many difficulties as far as their welfare was concerned.

They were living miserably everyday due to a treasury crisis that was second to none.

Then came the mutual benefit society (mutulle - MUTUELLE DE LA FONCTION PUBLIQUE ) to their rescue in the 1980 event of destiny.

The public service was created in 1980 and the Burundi public servants welfare. That structure had to overcome difficulties it was facing, had to break barriers on not being understood and to push to eradicate poverty.

How many Burundians would see the possibility of a better future because of the services offered by mutual benefit society ( mutual ) very few in any case. Scepticism had won everybody who had survived the 10 years of civil war, which had driven the country into poverty.

WELCOME MUTUELLE
The main objectives of the mutual benefit society to the Burundi public service.
- Taking in charge the public employees and other public servants.
- To facilitate them the task in face of environmental adversities.
- To make the civil servants happy.


During our celebrations of June 27, 2005, the mutual benefit society wanted to evaluate the journey undertaken between itself and its affiliates. It came out effectively that the work done during its 25 years of existence is largely positive.

To this day, the MUTUELLE DE LA FONCTION PUBLIQUE insures more than 170,000 affiliates that is more that 600,000 beneficiaries, or close to 10% of the Burundi population including many dependants smugglers and other crooks, who also benefit from the services everyday.

Echos de la MUTUELLE DE LA FONCTION PUBLIQUE listens to its members This is a contributory insurance company for public servants dealing mainly against sickness, operating throughout Burundi. It has expanded its tentacles in Bujumbura as well as in other parts of the country.

COMPUTERISED CARD
The company is soon introducing a magnetic card, which will be noted for requesting for any required service. The card is expected to go a long way in reducing wastage of customers time, let alone the convenience that goes with it.

Collaboration with health centres
1. Hospitals,
2. Pharmacies
3. Health Centres

The insurance company's clients are treated at hospitals, pharmacies or health centres which have business links with it. The company foots the patients bills inreturns.

In 25 years, MUTUELLE DE LA FONCTION PUBLIQUE has saved 39,901,532,359 FBU as membership contribution and spent 37,631,491,188 FBU of which 32,062,321,161 Fbu is welfare benefits to its affiliates.

That is more than 85% of the total. It means it is an intervention rate that has been practically constantly steady every year.

This particular expense is injected in the treasury of pharmacies, hospitals and healthy centers that provides welfare to the beneficiaries.

The cost of shares The relations between the cost of the shares and medicines is 1 to 3 which place Burundi in its contest of an nude developed country.

As such most of the medicine are imported.

The debit on the abundance of or the shortage of medicine and doctors as well as taking charge of medical care and of hospitalisation is the order of the day. This concerns the mutuelle as well as it partners, Ministry of Healthy, Hospitals, pharmaceuticals products markets, the mutuelle of the civil service has since 1989, initiated the sale of medicine in rue of trying to regulate the tariffs of medicines on the local market.

This operation is not without its bad consequences for the supply of its affiliates of who Insurance against sickness, maternity for public servants and others comparable categories.

P.O BOX 1784
BUJUMBURA
Tel:(Bureau) 217255
Fax:(257) 225636

BGF'S AIMS
BGF is out to serve its clients promptly, efficiently at a low cost.

For that matter, our bank has come up with a number of innovations and hopes to initiate others.
BGF Teleconsultation Gone is the client's inconvenience of having to consult a multitude of papers to know the flow of his account, the exchange rate.

A terminal in your office, connected to the BGF, System and the rest is done. Also gone are the untimely cuts of your subscription by your service provides who are at the same time our clients.
It is enough to have paid into their account in our books and they will see it instantly.
Opening of an outlet 7 days of the week"
This outlet is open at the Bujumbira central market.

It operates all withdrawal and payment functions, including Saturdays and Sundays

BGF ACTIVITIES
B. G. F directs its business in the promotion of business people operating in various sectors: business credit, agricultural production and farming, industrial investment.

The interest rates are relatively low today, we offer the best rates.

BGF also encourages local saving
There are many indicators: interest ing saving rate (deposit account) selection of best savers
BGF
Full of ideas, full of aspiration
BGF
Bank of Management & FinanceThe Bank of your vision

PROFILE
Founded in 1992 as a financial institution
20 Dec 1965 General Assembly's decision to start banking services.
This came into effect on 2 April 1996 after approval by the central bank.

CAPITAL
BIF 1029 million Fbu
Partnership
100% private
92% Burundian and foreign promoters
Management structure
General assembly Board of Governors
Management Committee Management

Company Capital: BIF 600.000 million
The bank of your vision
Your financial comfort....
Your satisfaction...
Your business success
Promptness of your transactions...
Is all our business